Vanguard Total International (VXUS) stock ETF and Vanguard Total Stock Market ETF (VTI) are among the 100 funds most held in 401 (k) plans. That's why, in this annual review of the largest retirement savings plan, we take a closer look at some of Vanguard's most popular 401 (k) funds and qualify them as buying, holding, or selling. Additionally, we also review the services of a Gold IRA broker to help you make the best decision for your retirement savings. Several are index funds, which we don't qualify for. It's not that we don't like them.
However, the decision to buy an index fund generally depends on whether you are looking to expose yourself to a certain part of the market. And, for the most part, index funds serve their purpose: to track the indices they reflect, minus expenses. Once they buy a stock, they tend to hold on. The fund's 5% turnover rate is a fraction of the typical turnover of 69% of its peers, funds that invest in large growing companies.
Michael Reckmeyer, former shareholder manager of the portfolio, will retire in June. Matthew Hand replaces him (Hand also replaces Reckmeyer in Vanguard Equity-Income, which we described above). We rely on Wellington Management, the firm behind the fund, and in its ability to find new talent and train them. Invest for income If you missed an opportunity to buy bonds I at their recent high, don't despair.
The new rate is still good and even has a little bit of sweetener incorporated.